The agent with heart
Protect today.
Build tomorrow.
Part of living a long, good life is knowing your family is covered. I want to be the agent your whole family can count on.
I'm Mikki, a licensed life insurance agent and independent broker. I shop 15+ carriers to find the right fit for you, not just sell you one company's policy. We'll look at final expense, whole life, term life, mortgage protection and IUL in plain English, one honest conversation at a time. And I'm still here after you sign.
No-pressure quote. Coverage is subject to underwriting and carrier approval.
AZ · KS · SC · NM
- Licensed in 9 states
- Access to 15+ carriers
- Independent broker
- One agent for the whole family
Coverage, explained in plain English
Every family is different. Here's a simple look at the five types of coverage I help with most. When we talk, I'll walk you through what fits your budget, your age and your goals.
Final expense
A smaller whole life policy meant to help your family with end-of-life costs, like a funeral, medical bills or final debts, so they aren't left carrying the bill.
- Smaller coverage amounts
- Often a simpler application
- Designed to last for life while premiums are paid
Whole life
Permanent coverage designed to stay in place for your whole life as long as premiums are paid. Many whole life policies also build cash value over time.
- Lifelong protection
- Premiums are typically level
- A way to leave a legacy for the people you love
Term life
Coverage for a set number of years, such as 10, 20 or 30. It's often the most budget-friendly way to get a larger amount of coverage while you're raising a family or paying off a home.
- Coverage for the years you need it most
- Larger amounts for a lower starting cost
- Some policies can be converted later
Mortgage protection
Life insurance built around your mortgage. If something happens to you, the benefit can help pay off the loan or keep up with the payments, so your family can stay in the home.
- Coverage sized to your mortgage
- Benefit goes to your family, not the bank
- Options that fit your budget and age
Indexed universal life (IUL)
Permanent life insurance with a death benefit, plus cash value that can grow based on a market index, with built-in limits on gains and protection from index losses. Your money isn't invested directly in the market.
- Lifelong coverage with a death benefit
- Cash value growth is capped, with a floor in down years
- Fees, costs and policy terms vary by carrier
- Policy loans and withdrawals reduce the death benefit
Benefits, costs and features vary by carrier, state, age and health. Not all products are available in all states.
Too much debt making coverage feel out of reach?
Through Family First Life, I partner with a trusted debt solutions team. They may be able to help you consolidate debt and lower your monthly payments, which could free up room in your budget to protect your family. Text me and I'll get you connected.
Debt solutions are provided by a partner company. Results vary.
One agent. Your whole family.
To me, insurance isn't a one-time sale. It's a relationship. I treat my clients like family, because the whole point is taking care of yours.
One trusted person
Parents, kids and grandkids all get one agent who knows your family's story, so nobody has to start over with a stranger.
Your beneficiaries know who to call
I make sure the people you name know my name and number. When the time comes, they call me, and I'll walk them through the claim step by step.
Yearly check-ins
New baby, new home, new grandbaby, retirement. Once a year I'll reach out to make sure your coverage still fits your life.
Coverage for every generation
From term life for young parents to final expense for grandparents, I help each generation find coverage that fits.
Claims are reviewed and paid by the insurance carrier under the terms of each policy. I help your family with the process; I don't decide claims.
I work for you, not for one insurance company.
I'm a broker with team Catalyst and Family First Life, so I can compare options from 15+ carriers and help you find the right fit, instead of offering you just one company's policy. And I'm the agent with heart: you're never just a policy number to me.
I'll give you the education, and you get the choices. Choices create freedom.
I shop 15+ carriers
You tell me what matters. I do the comparing and bring you options that fit your health, age and budget.
Treated like family
I'm with you and your family for the years ahead, not just for one appointment.
Plain English
No jargon and no pressure. You'll understand what you're buying before you decide.
Local & licensed
Based in Vancouver, WA, and licensed in 9 states: Washington, Oregon, Florida, Colorado, Texas, Arizona, Kansas, South Carolina and New Mexico.
Three easy steps
Request your free quote
Fill out my short form with your state, age and the type of coverage you're looking for. It only takes a couple of minutes.
We talk it through
I'll reach out at the time that works for you, compare carriers, and walk you through your options in plain English.
You choose
You decide what feels right, with no pressure. I'll help you apply, make sure your beneficiaries know how to reach me, and check in with you every year.
Hi, I'm Mikki.
I became a licensed life insurance agent because I know how confusing this world can feel from the outside, and I wanted families to have someone who explains it in plain English. Now I'm part of team Catalyst with Family First Life, and I'm licensed in nine states.
I call myself the agent with heart, and I mean it. I want to be the agent for your whole family: the one your beneficiaries know to call, the one who checks in as life changes, and the one who treats you like family, because to me, you are.
I came back from a couple of years of regrouping clearer than ever on one thing: ownership matters. Ownership of your decisions, your finances and your future. My job is to make sure you have the education to choose, and that the people you love are protected.
With love, Mikki
Build a life that feels like yours.
If you're going through a hardship, or you're simply ready for a new direction, I'm growing team Catalyst and looking for people who are ready for a fresh start, full time or part time.
- No experience needed. If you're willing to learn, you'll pick up everything you need along the way.
- Training is free, and the team support is amazing, with regular calls and coaching.
- Getting started costs under $200 in Washington (exam, license and fingerprinting).
- It works full time or part time, and it can be done from anywhere. You can even add licenses in other states.
I'll be honest: it isn't easy. It takes learning, dedication and some grit, so it isn't a "sometimes" side hustle. For the right person, it's a real career, and I'd be there to help you get started.
Washington startup costs
| Licensing exam | $38 |
| License | $60 |
| Fingerprinting | $50 |
| Total | $148 |
Approximate Washington costs. Training through the team is free. Other states' costs vary. This is not an offer of employment, and no level of income is promised or implied.
Questions? I'm here to help.
Reach out any way that's easiest for you. There's no pressure and no obligation. Call the office line about coverage and quotes, or text my cell anytime.
- Office · insurance & quotes360-583-4413
- Text my cell360-936-5165
- Based inVancouver, WA
Get your free quote
Tell me your state, your age and what kind of coverage you're looking for, and I'll shop my carriers for you.
Coverage is subject to underwriting and carrier approval.